:root {
  --paper: #f3efe5;
  --paper-deep: #e8e0d0;
  --ink: #19251f;
  --ink-soft: #4f5b54;
  --green: #164b35;
  --green-bright: #246c4d;
  --lime: #ccf56f;
  --white: #fffdf8;
  --line: rgba(25, 37, 31, 0.15);
  --shadow: 0 30px 80px rgba(31, 51, 41, 0.14);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  background: var(--paper);
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family:
    Arial, Helvetica, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  -webkit-font-smoothing: antialiased;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input {
  font: inherit;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  height: 76px;
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
  gap: 32px;
  padding: 0 clamp(24px, 6vw, 96px);
  border-bottom: 1px solid var(--line);
  background: rgba(243, 239, 229, 0.88);
  backdrop-filter: blur(18px);
}

.site-header.is-scrolled {
  box-shadow: 0 12px 34px rgba(25, 37, 31, 0.08);
}

.brand {
  display: inline-flex;
  align-items: center;
  width: max-content;
  font-weight: 800;
  letter-spacing: -0.03em;
}

.brand-logo {
  display: block;
  width: clamp(190px, 18vw, 250px);
  height: auto;
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border: 1px solid var(--ink);
  border-radius: 9px;
  background: var(--ink);
  color: var(--lime);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 13px;
  letter-spacing: -0.08em;
}

.brand-name {
  font-size: 16px;
}

.site-header nav {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 34px;
  color: var(--ink-soft);
  font-size: 14px;
  font-weight: 700;
}

.site-header nav a,
.header-cta,
.button {
  transition:
    transform 180ms ease,
    color 180ms ease,
    background 180ms ease,
    border-color 180ms ease;
}

.site-header nav a:hover {
  color: var(--green);
}

.header-cta {
  justify-self: end;
  padding: 13px 20px;
  border: 1px solid var(--ink);
  border-radius: 999px;
  background: var(--ink);
  color: var(--white);
  font-size: 14px;
  font-weight: 800;
}

.header-cta:hover,
.button:hover {
  transform: translateY(-2px);
}

.hero {
  position: relative;
  overflow: hidden;
  padding: clamp(62px, 8vw, 118px) clamp(24px, 6vw, 96px) 0;
  background:
    radial-gradient(circle at 75% 24%, rgba(204, 245, 111, 0.34), transparent 23%),
    linear-gradient(rgba(25, 37, 31, 0.055) 1px, transparent 1px),
    linear-gradient(90deg, rgba(25, 37, 31, 0.055) 1px, transparent 1px),
    var(--paper);
  background-size: auto, 36px 36px, 36px 36px, auto;
}

.hero::before {
  content: "";
  position: absolute;
  top: -250px;
  right: -260px;
  width: 660px;
  height: 660px;
  border: 1px solid rgba(22, 75, 53, 0.14);
  border-radius: 50%;
  box-shadow:
    0 0 0 56px rgba(22, 75, 53, 0.025),
    0 0 0 112px rgba(22, 75, 53, 0.018);
  pointer-events: none;
}

.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(360px, 0.72fr);
  align-items: center;
  gap: clamp(48px, 7vw, 112px);
  max-width: 1500px;
  margin: 0 auto;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  margin: 0 0 26px;
  padding: 9px 13px;
  border: 1px solid rgba(22, 75, 53, 0.18);
  border-radius: 999px;
  background: rgba(255, 253, 248, 0.58);
  color: var(--green);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.03em;
}

.status-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--green-bright);
  box-shadow: 0 0 0 5px rgba(36, 108, 77, 0.12);
}

.hero h1 {
  max-width: 880px;
  margin: 0;
  color: var(--ink);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(66px, 7.7vw, 118px);
  font-weight: 500;
  letter-spacing: -0.07em;
  line-height: 0.87;
}

.hero h1 span {
  color: var(--green-bright);
  font-style: italic;
  font-weight: 400;
}

.hero-intro {
  max-width: 700px;
  margin: 34px 0 0;
  color: var(--ink-soft);
  font-size: clamp(19px, 1.7vw, 25px);
  line-height: 1.48;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 34px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 54px;
  padding: 0 24px;
  border: 1px solid var(--ink);
  border-radius: 999px;
  font-size: 15px;
  font-weight: 800;
}

.button-primary {
  background: var(--ink);
  color: var(--white);
}

.button-secondary {
  background: rgba(255, 253, 248, 0.56);
}

.button-secondary:hover {
  background: var(--white);
}

.trust-row {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-top: 26px;
  padding: 0;
  color: var(--ink-soft);
  font-size: 13px;
  font-weight: 700;
  list-style: none;
}

.trust-row li {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.trust-row li::before {
  content: "✓";
  color: var(--green-bright);
  font-weight: 900;
}

.calculator-shell {
  position: relative;
  padding: clamp(26px, 3vw, 42px);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 34px;
  background:
    linear-gradient(145deg, rgba(255, 255, 255, 0.07), transparent 50%),
    var(--ink);
  color: var(--white);
  box-shadow: var(--shadow);
}

.calculator-shell::after {
  content: "";
  position: absolute;
  inset: 12px;
  border: 1px solid rgba(255, 255, 255, 0.07);
  border-radius: 25px;
  pointer-events: none;
}

.calculator-topline {
  position: relative;
  z-index: 1;
  display: flex;
  justify-content: space-between;
  gap: 24px;
  align-items: flex-start;
  margin-bottom: 32px;
}

.mini-label,
.kicker {
  margin: 0 0 10px;
  color: var(--green-bright);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.calculator-topline h2 {
  margin: 0;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(28px, 3vw, 40px);
  font-weight: 500;
  letter-spacing: -0.045em;
}

.live-badge {
  flex: 0 0 auto;
  padding: 8px 11px;
  border: 1px solid rgba(204, 245, 111, 0.32);
  border-radius: 999px;
  background: rgba(204, 245, 111, 0.08);
  color: var(--lime);
  font-size: 10px;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.calculator-shell label {
  position: relative;
  z-index: 1;
  display: block;
  font-size: 13px;
  font-weight: 800;
}

.calculator-shell label span {
  display: block;
  margin-top: 5px;
  color: rgba(255, 253, 248, 0.54);
  font-size: 11px;
  font-weight: 500;
}

.money-input {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 10px;
  margin: 12px 0 28px;
  padding: 13px 16px;
  border: 1px solid rgba(255, 255, 255, 0.13);
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.055);
}

.money-input > span {
  color: var(--lime);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 27px;
}

.money-input input {
  min-width: 0;
  border: 0;
  outline: 0;
  background: transparent;
  color: var(--white);
  font-size: 28px;
  font-weight: 800;
}

.money-input input::placeholder {
  color: rgba(255, 255, 255, 0.28);
}

.money-input small {
  color: rgba(255, 255, 255, 0.46);
  font-size: 11px;
}

.range-heading {
  position: relative;
  z-index: 1;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.range-heading output {
  color: var(--lime);
  font-size: 18px;
  font-weight: 900;
}

.range {
  position: relative;
  z-index: 1;
  width: 100%;
  margin-top: 15px;
  accent-color: var(--lime);
  cursor: pointer;
}

.range-scale {
  position: relative;
  z-index: 1;
  display: flex;
  justify-content: space-between;
  margin-top: 5px;
  color: rgba(255, 255, 255, 0.4);
  font-size: 10px;
}

.calculator-result {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: end;
  gap: 3px 16px;
  margin-top: 24px;
  padding: 22px;
  border-radius: 20px;
  background: var(--lime);
  color: var(--ink);
}

.calculator-result p {
  grid-column: 1 / -1;
  margin: 0;
  font-size: 11px;
  font-weight: 900;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.calculator-result strong {
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(46px, 5vw, 66px);
  font-weight: 500;
  letter-spacing: -0.07em;
  line-height: 0.95;
}

.calculator-result > span {
  padding-bottom: 8px;
  font-size: 12px;
  font-weight: 800;
}

.calculator-result small {
  grid-column: 1 / -1;
  margin-top: 5px;
  color: rgba(25, 37, 31, 0.66);
  font-size: 11px;
  font-weight: 700;
}

.calculator-note {
  position: relative;
  z-index: 1;
  margin: 14px 0 0;
  color: rgba(255, 253, 248, 0.48);
  font-size: 10px;
  line-height: 1.45;
}

.finance-overview {
  overflow: hidden;
}

.finance-list {
  position: relative;
  z-index: 1;
  border-top: 1px solid rgba(255, 255, 255, 0.13);
}

.finance-list > div {
  display: grid;
  grid-template-columns: 42px 1fr;
  gap: 14px;
  align-items: center;
  padding: 19px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.13);
}

.finance-list > div > span {
  display: grid;
  place-items: center;
  width: 32px;
  height: 32px;
  border: 1px solid rgba(204, 245, 111, 0.32);
  border-radius: 50%;
  color: var(--lime);
  font-size: 9px;
  font-weight: 900;
  letter-spacing: 0.08em;
}

.finance-list p {
  margin: 0;
}

.finance-list strong,
.finance-list small {
  display: block;
}

.finance-list strong {
  color: var(--white);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 20px;
  font-weight: 500;
}

.finance-list small {
  margin-top: 4px;
  color: rgba(255, 253, 248, 0.52);
  font-size: 11px;
  line-height: 1.4;
}

.finance-summary {
  position: relative;
  z-index: 1;
  margin-top: 22px;
  padding: 20px;
  border-radius: 18px;
  background: var(--lime);
  color: var(--ink);
}

.finance-summary p {
  margin: 0;
  font-size: 12px;
  font-weight: 800;
  line-height: 1.55;
}

.hero-ledger-line {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  max-width: 1500px;
  margin: clamp(64px, 8vw, 112px) auto 0;
  border-top: 1px solid var(--line);
}

.hero-ledger-line span {
  padding: 19px 20px;
  border-right: 1px solid var(--line);
  color: var(--ink-soft);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 13px;
  font-style: italic;
  text-align: center;
}

.hero-ledger-line span:last-child {
  border-right: 0;
}

.section-wrap {
  max-width: 1500px;
  margin: 0 auto;
  padding: clamp(90px, 11vw, 160px) clamp(24px, 6vw, 96px);
}

.section-heading {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, 0.46fr);
  gap: 40px 80px;
  align-items: end;
  margin-bottom: 60px;
}

.section-heading .kicker {
  grid-column: 1 / -1;
  margin-bottom: -18px;
}

.section-heading h2 {
  max-width: 920px;
  margin: 0;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(48px, 6vw, 86px);
  font-weight: 500;
  letter-spacing: -0.065em;
  line-height: 0.98;
}

.section-heading > p:last-child {
  margin: 0;
  color: var(--ink-soft);
  font-size: 17px;
  line-height: 1.65;
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.service-card {
  position: relative;
  min-height: 330px;
  padding: 30px;
  border-right: 1px solid var(--line);
  background: rgba(255, 253, 248, 0.28);
  transition:
    background 180ms ease,
    transform 180ms ease;
}

.service-card:last-child {
  border-right: 0;
}

.service-card:hover {
  z-index: 1;
  background: var(--white);
  transform: translateY(-8px);
}

.service-card > span {
  color: var(--green-bright);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.12em;
}

.service-card h3 {
  margin: 50px 0 14px;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 27px;
  font-weight: 500;
  letter-spacing: -0.04em;
  line-height: 1.05;
}

.service-card p {
  margin: 0;
  color: var(--ink-soft);
  font-size: 14px;
  line-height: 1.65;
}

.card-rule {
  position: absolute;
  right: 30px;
  bottom: 28px;
  left: 30px;
  height: 4px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--green-bright) 24%, var(--line) 24%);
}

.first-cta {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(280px, 0.5fr);
  align-items: end;
  gap: clamp(50px, 9vw, 160px);
  padding: clamp(64px, 8vw, 110px) clamp(24px, 6vw, 96px);
  background: var(--green);
  color: var(--white);
}

.kicker-light {
  color: var(--lime);
}

.first-cta h2 {
  max-width: 1000px;
  margin: 0;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(52px, 7vw, 98px);
  font-weight: 500;
  letter-spacing: -0.065em;
  line-height: 0.94;
}

.first-cta > p {
  margin: 0 0 7px;
  color: rgba(255, 253, 248, 0.68);
  font-size: 17px;
  line-height: 1.7;
}

.process {
  display: grid;
  grid-template-columns: minmax(260px, 0.7fr) minmax(0, 1.15fr);
  gap: clamp(50px, 9vw, 140px);
  align-items: start;
}

.process-intro {
  position: sticky;
  top: 120px;
}

.process-intro h2 {
  margin: 0;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(46px, 5vw, 72px);
  font-weight: 500;
  letter-spacing: -0.06em;
  line-height: 0.98;
}

.process-intro > p:last-child {
  max-width: 490px;
  margin: 24px 0 0;
  color: var(--ink-soft);
  font-size: 16px;
  line-height: 1.7;
}

.process-list {
  border-top: 1px solid var(--line);
}

.process-list article {
  display: grid;
  grid-template-columns: 72px 1fr;
  gap: 18px;
  padding: 34px 4px;
  border-bottom: 1px solid var(--line);
}

.process-list article > span {
  color: var(--green-bright);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.12em;
}

.process-list h3 {
  margin: -6px 0 9px;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 34px;
  font-weight: 500;
  letter-spacing: -0.045em;
}

.process-list p {
  max-width: 620px;
  margin: 0;
  color: var(--ink-soft);
  font-size: 15px;
  line-height: 1.7;
}

.review-band {
  padding: 0 clamp(24px, 6vw, 96px) clamp(90px, 11vw, 160px);
}

.review-card {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 0.8fr);
  gap: clamp(50px, 9vw, 150px);
  max-width: 1500px;
  margin: 0 auto;
  padding: clamp(42px, 6vw, 86px);
  border-radius: 38px;
  background:
    linear-gradient(rgba(255, 255, 255, 0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.035) 1px, transparent 1px),
    var(--ink);
  background-size: 34px 34px;
  color: var(--white);
}

.review-card-copy h2 {
  max-width: 760px;
  margin: 0;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(48px, 5.8vw, 82px);
  font-weight: 500;
  letter-spacing: -0.065em;
  line-height: 0.98;
}

.review-card-copy > p:last-child {
  max-width: 650px;
  margin: 26px 0 0;
  color: rgba(255, 253, 248, 0.62);
  font-size: 16px;
  line-height: 1.7;
}

.bring-list {
  align-self: center;
  margin: 0;
  padding: 0;
  border-top: 1px solid rgba(255, 255, 255, 0.13);
  list-style: none;
}

.bring-list > li {
  display: grid;
  grid-template-columns: 48px 1fr;
  gap: 14px;
  align-items: start;
  padding: 23px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.13);
}

.bring-list span {
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: var(--lime);
  color: var(--ink);
  font-size: 10px;
  font-weight: 900;
}

.bring-list p {
  margin: 6px 0 0;
  color: rgba(255, 253, 248, 0.86);
  font-size: 14px;
  line-height: 1.5;
}

.resources {
  padding-top: 0;
}

.resource-heading {
  margin-bottom: 52px;
}

.resource-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}

.resource-grid > a {
  position: relative;
  min-height: 340px;
  padding: 30px;
  border: 1px solid var(--line);
  border-radius: 26px;
  background: rgba(255, 253, 248, 0.45);
  transition:
    transform 180ms ease,
    background 180ms ease,
    box-shadow 180ms ease;
}

.resource-grid > a:hover {
  transform: translateY(-7px);
  background: var(--white);
  box-shadow: 0 20px 50px rgba(25, 37, 31, 0.09);
}

.resource-grid span {
  display: inline-block;
  padding: 7px 10px;
  border-radius: 999px;
  background: rgba(36, 108, 77, 0.1);
  color: var(--green);
  font-size: 10px;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.resource-grid h3 {
  margin: 56px 0 14px;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 30px;
  font-weight: 500;
  letter-spacing: -0.045em;
}

.resource-grid p {
  margin: 0;
  color: var(--ink-soft);
  font-size: 14px;
  line-height: 1.7;
}

.resource-grid strong {
  position: absolute;
  right: 28px;
  bottom: 24px;
  color: var(--green-bright);
  font-size: 24px;
}

.client-grid > a {
  min-height: 320px;
}

.faq-section {
  padding: clamp(90px, 11vw, 150px) clamp(24px, 6vw, 96px);
  background: var(--green);
  color: var(--white);
}

.faq-wrap {
  display: grid;
  grid-template-columns: minmax(280px, 0.72fr) minmax(0, 1.15fr);
  gap: clamp(50px, 9vw, 150px);
  max-width: 1500px;
  margin: 0 auto;
}

.faq-wrap h2 {
  max-width: 560px;
  margin: 0;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(48px, 5vw, 76px);
  font-weight: 500;
  letter-spacing: -0.065em;
  line-height: 0.98;
}

.faq-list {
  border-top: 1px solid rgba(255, 255, 255, 0.18);
}

.faq-list details {
  border-bottom: 1px solid rgba(255, 255, 255, 0.18);
}

.faq-list summary {
  position: relative;
  padding: 27px 48px 27px 0;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 22px;
  cursor: pointer;
  list-style: none;
}

.faq-list summary::-webkit-details-marker {
  display: none;
}

.faq-list summary::after {
  content: "+";
  position: absolute;
  top: 23px;
  right: 0;
  display: grid;
  place-items: center;
  width: 32px;
  height: 32px;
  border: 1px solid rgba(255, 255, 255, 0.3);
  border-radius: 50%;
  color: var(--lime);
  font-family: Arial, Helvetica, sans-serif;
}

.faq-list details[open] summary::after {
  content: "−";
}

.faq-list details p {
  max-width: 720px;
  margin: -4px 0 28px;
  color: rgba(255, 253, 248, 0.66);
  font-size: 15px;
  line-height: 1.75;
}

.contact-section {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(330px, 0.62fr);
  gap: clamp(50px, 9vw, 150px);
  align-items: end;
  padding: clamp(90px, 11vw, 160px) clamp(24px, 6vw, 96px);
}

.contact-copy h2 {
  max-width: 980px;
  margin: 0;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(54px, 6.6vw, 96px);
  font-weight: 500;
  letter-spacing: -0.07em;
  line-height: 0.94;
}

.contact-copy > p:last-child {
  max-width: 660px;
  margin: 26px 0 0;
  color: var(--ink-soft);
  font-size: 17px;
  line-height: 1.7;
}

.contact-actions {
  display: grid;
  gap: 12px;
}

.contact-actions a {
  display: block;
  padding: 23px 24px;
  border: 1px solid var(--ink);
  border-radius: 20px;
  transition:
    transform 180ms ease,
    background 180ms ease;
}

.contact-actions a:hover {
  transform: translateY(-3px);
}

.contact-actions span {
  display: block;
  margin-bottom: 8px;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.contact-actions strong {
  display: block;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(22px, 2.5vw, 30px);
  font-weight: 500;
}

.contact-main {
  background: var(--ink);
  color: var(--white);
}

.contact-main span {
  color: var(--lime);
}

.contact-alt {
  background: var(--lime);
}

.disclaimer-strip {
  padding: 24px clamp(24px, 6vw, 96px);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  color: var(--ink-soft);
  font-size: 12px;
  line-height: 1.7;
}

.disclaimer-strip strong {
  color: var(--ink);
}

.disclaimer-strip a {
  color: var(--green);
  font-weight: 800;
  text-decoration: underline;
  text-underline-offset: 3px;
}

footer {
  display: grid;
  grid-template-columns: minmax(280px, 1fr) repeat(3, minmax(130px, 0.3fr));
  gap: 50px;
  padding: 64px clamp(24px, 6vw, 96px) 28px;
  background: var(--ink);
  color: var(--white);
}

.footer-brand p {
  max-width: 430px;
  margin: 22px 0 0;
  color: rgba(255, 253, 248, 0.55);
  font-size: 13px;
  line-height: 1.7;
}

footer h3 {
  margin: 7px 0 18px;
  color: var(--lime);
  font-size: 11px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

footer > div:not(.footer-brand) a {
  display: block;
  margin: 0 0 12px;
  color: rgba(255, 253, 248, 0.7);
  font-size: 13px;
}

footer > div:not(.footer-brand) a:hover {
  color: var(--white);
}

.copyright {
  grid-column: 1 / -1;
  margin: 28px 0 0;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  color: rgba(255, 253, 248, 0.42);
  font-size: 11px;
}

.legal-page {
  min-height: 100vh;
  padding: 30px clamp(20px, 6vw, 92px) 90px;
}

.legal-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding-bottom: 28px;
  border-bottom: 1px solid var(--line);
}

.back-link {
  padding: 11px 16px;
  border: 1px solid var(--ink);
  border-radius: 999px;
  font-size: 12px;
  font-weight: 800;
}

.legal-content {
  max-width: 850px;
  margin: 72px auto 0;
}

.legal-content h1 {
  margin: 0 0 22px;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(52px, 7vw, 86px);
  font-weight: 500;
  letter-spacing: -0.065em;
  line-height: 0.95;
}

.legal-content .legal-updated {
  margin-bottom: 48px;
  color: var(--green-bright);
  font-size: 12px;
  font-weight: 800;
}

.legal-content h2 {
  margin: 40px 0 12px;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 28px;
  font-weight: 500;
}

.legal-content p,
.legal-content li {
  color: var(--ink-soft);
  font-size: 15px;
  line-height: 1.8;
}

.legal-content a {
  color: var(--green);
  font-weight: 800;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.legal-callout {
  margin: 34px 0;
  padding: 24px;
  border-left: 5px solid var(--green-bright);
  border-radius: 0 18px 18px 0;
  background: var(--white);
}

@media (max-width: 1100px) {
  .site-header {
    grid-template-columns: 1fr auto;
  }

  .site-header nav {
    display: none;
  }

  .hero-grid {
    grid-template-columns: 1fr;
  }

  .calculator-shell {
    max-width: 680px;
  }

  .service-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .process,
  .review-card,
  .faq-wrap,
  .contact-section {
    grid-template-columns: 1fr;
  }

  .process-intro {
    position: static;
  }

  .resource-grid {
    grid-template-columns: 1fr;
  }

  .resource-grid > a {
    min-height: 300px;
  }

  footer {
    grid-template-columns: repeat(3, 1fr);
  }

  .footer-brand {
    grid-column: 1 / -1;
  }

  .service-card:nth-child(2) {
    border-right: 0;
  }

  .service-card:nth-child(-n + 2) {
    border-bottom: 1px solid var(--line);
  }
}

@media (max-width: 720px) {
  .site-header {
    height: 66px;
    padding: 0 18px;
  }

  .brand-logo {
    width: 170px;
  }

  .brand-name {
    font-size: 14px;
  }

  .brand-mark {
    width: 34px;
    height: 34px;
  }

  .header-cta {
    padding: 11px 14px;
    font-size: 12px;
  }

  .hero {
    padding: 48px 18px 0;
  }

  .hero h1 {
    font-size: clamp(56px, 18vw, 78px);
  }

  .hero-intro {
    font-size: 18px;
  }

  .hero-actions {
    display: grid;
  }

  .button {
    width: 100%;
  }

  .trust-row {
    display: grid;
    gap: 12px;
  }

  .calculator-shell {
    padding: 24px;
    border-radius: 26px;
  }

  .calculator-topline {
    display: block;
  }

  .live-badge {
    display: inline-flex;
    margin-top: 14px;
  }

  .hero-ledger-line {
    grid-template-columns: repeat(2, 1fr);
  }

  .hero-ledger-line span:nth-child(2) {
    border-right: 0;
  }

  .hero-ledger-line span:nth-child(-n + 2) {
    border-bottom: 1px solid var(--line);
  }

  .section-wrap {
    padding: 90px 18px;
  }

  .section-heading {
    display: block;
  }

  .section-heading .kicker {
    margin-bottom: 14px;
  }

  .section-heading h2 {
    margin-bottom: 22px;
  }

  .service-grid {
    display: block;
  }

  .service-card {
    min-height: 270px;
    border-right: 0;
    border-bottom: 1px solid var(--line);
  }

  .service-card:last-child {
    border-bottom: 0;
  }

  .first-cta {
    display: block;
    padding: 72px 18px;
  }

  .first-cta .button {
    margin-top: 32px;
  }

  .first-cta > p {
    margin-top: 28px;
  }

  .process-list article {
    grid-template-columns: 45px 1fr;
  }

  .review-band {
    padding: 0 18px 90px;
  }

  .review-card {
    padding: 38px 22px;
    border-radius: 26px;
  }

  .faq-section,
  .contact-section {
    padding: 90px 18px;
  }

  footer {
    grid-template-columns: 1fr 1fr;
    padding: 54px 18px 26px;
  }

  footer > div:last-of-type {
    grid-column: 1 / -1;
  }

  .legal-top .brand-name {
    display: none;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    transition: none !important;
  }
}